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Financial help

If you're struggling with the cost of living and paying essential bills, help is available.

The following services may help if you need financial help. 

Elmbridge Local Support Scheme

We are providing up to £500,000 to support vulnerable households with increased costs during the summer and winter through the Elmbridge Local Support Scheme.


Pension Credit

Pension Credit gives extra money for pensioners to bring their weekly income up to a minimum amount.

Find out more about Pension Credit. 


Breathing Space

Breathing Space is a government debt respite scheme which gives you legal protections from creditor action for up to 60 days. The protections include pausing most enforcement action and contact from creditors and freezing most interest and charges on their debts.

Find out more about Breathing Space from Step Change Debt Charity.  


Cost of living support

Find out what support is available to help with the cost of living on GOV.UK: Cost of living support.

This includes income and disability benefits, bills and allowances, childcare, housing and travel.


Crisis and Resilience Fund

In December 2025, the UK government announced the Crisis and Resilience Fund. This fund replaces the Household Support Fund, which ended in March 2026.

Local authorities in England use the fund to 

  • help people on low incomes facing sudden money problems
  • support activities that help people and communities become more financially secure

Find out more about the Crisis and Resilience Fund.


Discretionary Council Tax Relief

To assist with applications for a discretionary Council Tax Relief (under Section 13A), see:

Document
Elmbridge Borough Council Tax Section 13A Policy (PDF, 97.21KB)

Money navigator tool

The money navigator tool provides free money and debt guidance based on individual circumstances and help finding support in your area. It includes ways of staying on top of bills, how to find extra support and where to get extra help. 

Go to: Money navigator tool: Money Helper. 

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