Financial help

If you're struggling with the cost of living and paying essential bills, help is available.

The following services may help if you need financial help. 

Breathing Space

Breathing Space is a government debt respite scheme which gives you legal protections from creditor action for up to 60 days. The protections include pausing most enforcement action and contact from creditors and freezing most interest and charges on their debts.

Find out more about Breathing Space from Step Change Debt Charity.  

Financial help in Surrey

Get details of financial support offered by Surrey County Council.

Help for Households 

Find information on the cost of living support you may be eligible on GOV.UK: Help for Households.

Cost of Living Payments

You may be able to get payments to help with the cost of living if you’re getting certain benefits or tax credits.

For more information see: GOV.UK: Cost of Living Payments

Money navigator tool

The money navigator tool provides free money and debt guidance based on individual circumstances and help finding support in your area. It includes ways of staying on top of bills, how to find extra support and where to get extra help. 

Go to: Money navigator tool: Money Helper 

Household Support Fund

Applications for the household support fund (phase 3) are now closed.  

Elmbridge Borough Council was allocated £217,000 to support households:

  • £10,000 to go to local charity and
  • remaining balance to be allocated to households: 
    • in receipt of Housing Benefit or Council Tax Support on 14 November 2022 and
    • a member of the household is in receipt of a qualifying Disability Benefit on 14 November 2022

The council identified approximately 2,000 eligible households to each receive a £100 payment.

To find out about how Surrey is allocating their Household Support Fund see Surrey County Council: Household Support Fund.